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Insurance for charities

Tailored policies and competitive premiums for charities, large or small, and not-for-profit organisations.

As the role of your charity and the value of its work grows, it becomes ever more important that your operations as well as staff, volunteers, premises and property are fully insured.

We have many years experience of insuring charitable and non-profit making organisations set up to help provide support and assistance to others. Our Charity Shield policy is designed to provide a competitive range of cover for the peace of mind that you need.

Charity Shield includes the following valuable benefits as standard, but is also flexible enough to be tailored to fit your individual requirements:


Protection for your premises, contents and stock against damage from causes including fire, explosion, storm, flood, falling trees, vandalism, escape of water, vehicle impact and theft. The cover can also be extended for contents that are taken away from the premises.

Equipment breakdown

Cover for equipment including boilers, lifting equipment, central heating or air conditioning systems, security and sound systems, computers, photocopiers and other office equipment.

Loss of income

Protection against a loss of income caused by damage to your premises or those surrounding you, failure of public utilities, discovery of vermin or pests, specified diseases, food poisoning, murder or suicide.


The policy covers you for damages and legal costs if you are legally responsible for causing bodily injury or damage to property.

Charity Trustee insurance

Limited cover for the personal liability of trustees, officers, employees or voluntary workers, which can be extended.

Legal expenses

Cover for legal fees, compensation awards or appeal costs arising from a wide range of legal disputes that you may become involved in.


Cover for business money that is lost or stolen from your premises, your home, an employee’s home or whilst in transit.


Cover for you, your employees or volunteers if you suffer an assault during a theft of money.


Protection for you against the loss of money or goods resulting from the dishonesty of employees and volunteers.

Goods in transit

If your organisation is involved in the distribution of stock we will cover your goods in transit.

Personal accident

You can extend your policy to provide benefits when you, your employees or authorised volunteers suffer accidental bodily injury.

A summary of the main features provided by our standard policy can be downloaded here Charity Shield policy.

This policy is not suitable for charities who operate or own property outside the U.K., the Channel Islands or the Isle of Man.


Community Shield or Charity Shield, which best suits your needs?

Use our quick and easy guide to select the categories of insurance cover that you need and then see whether Community Shield or Charity Shield is best for you.

Setting new standards for service

We set strict standards for dealing promptly and responsibly with your enquiries, quotations, correspondence and claims.


Some of the most common questions people ask about Charity Shield.

Talk to our team
Methodist Insurance PLC (MIC) Reg. No. 6369. Registered in England at Beaufort House, Brunswick Road, Gloucester, GL1 1JZ. Methodist Insurance PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, Firm Reference Number 136423.