Insurance for charities
Tailored policies and competitive premiums for charities, large or small, and not-for-profit organisations.
As the role of your charity and the value of its work grows, it becomes ever more important that your operations as well as staff, volunteers, premises and property are fully insured.
We have many years experience of insuring charitable and non-profit making organisations set up to help provide support and assistance to others. Our Charity Shield policy is designed to provide a competitive range of cover for the peace of mind that you need.
Charity Shield includes the following valuable benefits as standard, but is also flexible enough to be tailored to fit your individual requirements:
Protection for your premises, contents and stock against damage from causes including fire, explosion, storm, flood, falling trees, vandalism, escape of water, vehicle impact and theft. The cover can also be extended for contents that are taken away from the premises.
Cover for equipment including boilers, lifting equipment, central heating or air conditioning systems, security and sound systems, computers, photocopiers and other office equipment.
Loss of income
Protection against a loss of income caused by damage to your premises or those surrounding you, failure of public utilities, discovery of vermin or pests, specified diseases, food poisoning, murder or suicide.
The policy covers you for damages and legal costs if you are legally responsible for causing bodily injury or damage to property.
Charity Trustee insurance
Limited cover for the personal liability of trustees, officers, employees or voluntary workers, which can be extended.
Cover for legal fees, compensation awards or appeal costs arising from a wide range of legal disputes that you may become involved in.
Cover for business money that is lost or stolen from your premises, your home, an employee’s home or whilst in transit.
Cover for you, your employees or volunteers if you suffer an assault during a theft of money.
Protection for you against the loss of money or goods resulting from the dishonesty of employees and volunteers.
Goods in transit
If your organisation is involved in the distribution of stock we will cover your goods in transit.
You can extend your policy to provide benefits when you, your employees or authorised volunteers suffer accidental bodily injury.
A summary of the main features provided by our standard policy can be downloaded here Charity Shield policy.
This policy is not suitable for charities who operate or own property outside the U.K., the Channel Islands or the Isle of Man.