Skip to content

Levels of cover

It is important to make sure your Home Shield policy is providing adequate insurance for your own individual circumstances.

We offer generous, automatic limits of cover which most people find are enough for their belongings and their properties. You get up to £750,000 buildings cover and up to £75,000 contents cover as standard.

However, over the years, the value of your household contents can mount up, so it is worth using our contents checklist to check what the total might be so you can make sure you are never under-insured.

It is usually easier to work out what your property is worth and what the rebuilding costs are likely to be. Remember to take into account any extensions or improvements.

The Association of British Insurers (ABI) provides information and a quick calculator to help you calculate the rebuilding cost of your home. Make sure your sum insured is adequate – don’t wait until you have to make a claim then find out your cover is insufficient.

Click here to visit the ABI Website

If you would like an alternative sum insured, please contact us to discuss your requirements.

Methodist Insurance PLC (MIC) Reg. No. 6369. Registered in England at Beaufort House, Brunswick Road, Gloucester, GL1 1JZ. Methodist Insurance PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, Firm Reference Number 136423.