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Cover for theft of metal when scaffolding is to be erected

The presence of scaffolding on any building can seriously compromise general security. Because of this our insurance policies normally exclude theft of external metal (normally on roofs) when scaffolding is erected.

However, we can now offer some cover subject to various conditions.

What cover is available?

When a church with external metal is having scaffolding erected for repairs or other building work we may be able to provide insurance cover up to the limit of your building and/or contents sum insured for theft of external metal and for any subsequent damage.

What do we need to do to qualify for cover?

A church must meet both of the following minimum requirements:

  • You must have applied SmartWater (or an alternative forensic marker approved by Methodist Insurance), put up the warning signage in a prominent position and registered the product

  • You must have installed a roof alarm to a specification approved by Methodist Insurance which is linked to a monitoring service and is regularly maintained.

In addition to the above, a church must put the arrangements in place that are detailed in our checklist.

A church must refer this check list to their architect or contractor before any work takes place so that the security requirements can be built into the project.

The checklist must be completed by your architect or contractor due to the technical nature of the requirements.

Methodist Insurance PLC (MIC) Reg. No. 6369. Registered in England at Beaufort House, Brunswick Road, Gloucester, GL1 1JZ. Methodist Insurance PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, Firm Reference Number 136423.