What is charity trustee insurance?

Our Charity Shield insurance policy includes charity trustee insurance as standard. This provides valuable cover with a limit in any one period of £100,000, with wider cover and higher limits of indemnity available upon request. The policy covers:

• payments your organisation is required or permitted by law to make on behalf of a trustee
• Liability for loss or destruction of documents up to a limit of £100,000 in any one period.

• Entity cover - covers claims made directly against the organisation for a wrongful act of trustees.
• Employees included - covers wrongful acts of employees when acting on behalf of the trustees.
• Investigation cost - legal costs and expenses for advice and representation concerning proceedings initiated by any government department or agency to examine your affairs.
• Environmental defence costs - legal costs and expenses incurred in the defence of criminal proceedings concerning pollution or contamination.
• Outside trustees and outside boards - provides indemnity to trustees acting as a trustee of another not-for-profit organisation.
• Related bodies - covers trustees and members of the management committee of associated organisations.
• Retired trustees - cover includes retired trustees and extends for 6 years in the event of non-renewal.
• Emergency costs - up to 10% of the limit of indemnity for emergency costs and expenses incurred.
• Extended reporting - up to 12 months extended reporting facility (subject to payment of additional premium) if cover is not renewed.